Current Rates

Rates Effective as of August 25, 2010 .  Rates subject to change without notice. Actual APR* and maximum percentage financed are determinant upon the applicant’s credit score.

Current Loan Rates		Current Deposit Rates
Auto/Truck» / Recreation Vehicles» / Mobile Homes» / Motor Home/Boat/Camper» / Signature» / Secured» / Line of Credit» / Home/Mortgage» / Overdraft Checking NYCE Overdraft»		Deposit Accounts» / Certificates»
NEW AUTO/TRUCK LOANS TOP TERM APR* MAXIMUM PERCENT 24 mo 3.49% 100% 36 mo 3.49% 100% 48 mo 3.49% 100% 60 mo 3.49% 100% 72 mo >$25,000 4.99% 100% USED AUTO/TRUCK LOANS TOP 24 mo 3.99% 100% 36 mo 3.99% 100% 48 mo > $7,000 3.99% 100% 60 mo > $10,000 3.99% 100% 72 mo > $25,000 5.75% 100% APR = Annual Percentage Rate. APPLY NOW   CALCULATORS NEW RECREATIONAL VEHICLES TOP TERM APR* MAXIMUM PERCENT 48 mo 3.49% 100% 60 mo > $10,000 3.49% 100% 72 mo > $25,000 4.99% 100% USED RECREATIONAL VEHICLES TOP 48 mo 3.99% 100% 60 mo > $10,000 3.99% 100% APR = Annual Percentage Rate. APPLY NOW   CALCULATORS NEW MOBILE HOMES TOP TERM APR* MAXIMUM PERCENT 84 mo 7.00% 90% USED MOBILE HOMES TOP 84 mo 7.00% 75% APR = Annual Percentage Rate. APPLY NOW   CALCULATORS NEW MOTOR HOMES/BOATS/CAMPERS TOP TERM APR* MAXIMUM PERCENT 48 mo 3.49% 100% 60 mo > $10,000 3.49% 100% 72 mo > $25,000 4.99% 100% 84 mo > $30,000 5.49% 100% USED MOTOR HOMES/BOATS/CAMPERS TOP 36 mo N/A 100% 48 mo 3.99% 100% 60 mo 3.99% 100% 84 mo 6.24% $30,000 Selling Price 7 -12 yrs - 5 yr balloon 4.74% $40,000 Selling Price APR = Annual Percentage Rate. APPLY NOW   CALCULATORS SIGNATURE LOANS TOP TERM APR* MAXIMUM PERCENT 60 mo 9.75% If no adverse credit on credit report $12,500 Max. Based on Gross Value Income APR = Annual Percentage Rate. APPLY NOW   CALCULATORS SHARE SECURED LOANS TOP TERM APR* MAXIMUM PERCENT 60 mo +2.25% (Share Rate) 2.25% Over Regular Share Rate/ Variable Subject to Change Quarterly CERTIFICATE SECURED LOANS TOP TERM OF CERTIFICATE 2.25% Over CD Rate Certificate Balance Less Interest APR = Annual Percentage Rate. APPLY NOW   CALCULATORS LINE OF CREDIT TOP TERM APR* MAXIMUM PERCENT 60 mo 9.25%-17.50% $12,500 APR = Annual Percentage Rate. APPLY NOW   CALCULATORS OVERDRAFT CHECKING NYCE OVERDRAFT TOP TERM APR* MAXIMUM PERCENT REVOLVING 18.00% Minimum $500/ Maximum $1,000 Deducted From Unsecured Limit APR = Annual Percentage Rate. APPLY NOW   CALCULATORS		SHARE ACCOUNTS TOP APY* Regular Shares 0.15% Club Shares 0.15% Escrow Shares 0.10% IRA Shares 0.65% APY = Annual Percentage Yield. CALCULATORS  MONEY MARKET SHARES TOP   APY* $5,000 - $24,999.99 0.30% $25.000 - $49,999.99 0.45% $50,000 - $74,999.99 0.50% $75,000 - and up 0.55% APY = Annual Percentage Yield. CALCULATORS  CERTIFICATES TOP Share Certificates APY* 3 Month 0.60% 6 Month 0.65% 12 Month 1.05% 18 Month 1.15% 24 Month 1.50% 36 Month 1.75% 48 Month 2.00% 60 Month 2.50% IRA Certificates APY* 12 Month 1.05% APY = Annual Percentage Yield. CALCULATORS